Connect your credit, without sharing a password
To assess whether the proposed role may fit you, we review a 3-bureau credit report that you choose to share. A credit monitoring service lets you share it through our partner link. You never give us your login.
Our no-password promise
For the monitoring service, banks and card issuers
We never ask for your monitoring password, security word or any part of your Social Security number, and we never log in as you. If anyone asks for them in our name, do not share them, and tell us at hello@businesscreditpartners.com.
The partner link goes live once the connection is approved and the written permission is final. Join the interest list first; we will send it to you.
What it is
A credit monitoring account you own
The credit monitoring service is one you subscribe to yourself. It shows your credit reports from all three bureaus, with VantageScore 3.0 scores, and alerts you when something changes. The account and the alerts are yours.
Viewing your own reports does not hurt your score. Lenders often use FICO scores from a single bureau, so the numbers you see in the monitoring service can differ from what a lender sees when you apply.
Why we ask
So the consultation is about your real profile
A self-reported range is a starting point. Whether the role may fit depends on details only a full report shows: inquiries by bureau, card use, payment history and account age. Only lenders decide eligibility, amounts and terms.
- It lets us give our assessment with reasons, instead of guessing.
- It is shared once you sign the written permission, and only then.
- It is not an application and adds no hard inquiry.
- We do not use it to coach changes to your credit. A profile that does not fit is declined, not repaired.
How to sign up
4 steps through our partner link
- 1
Sign the written permission
We send it after your application. It names us, the purpose (deciding whether to offer you the credit partner role), who sees your report, how long we keep it and how to withdraw it.
- 2
Enroll through our partner link
Use the button on this page or the link in our email. Sign up with the same email address you used on your application, so the connection can find you.
- 3
Choose a plan with a 3-bureau report
The connection reads your latest report from all three bureaus, so your plan needs to include one. Before you enroll, we confirm in writing what the plan costs, who pays it, how it renews and how to cancel.
- 4
We import your report, no password involved
Our system imports your latest 3-bureau report through the monitoring service's partner connection, matched by your email, using a key the service issues to us. Changing your password never breaks it, because we never had it.
Your data
What we can see, and who sees it
If a credit report is ever needed, we'll explain why and who sees it, and ask for your written permission first.
- Personal details on your report, such as names and addresses
- Accounts, limits, balances and payment history
- Hard inquiries by bureau and date
- Collections and public records
- VantageScore 3.0 scores
- The member of our team who runs your consultation
- Anyone else named in your written permission
- Every view is logged
- Not lenders, other partners or anyone else, unless you say so in writing
- Your monitoring password or security word
- Your bank, card issuer or email logins
- One-time codes sent to your phone
Your control
How to disconnect
Tell us to stop
Write to hello@businesscreditpartners.com. Imports stop and we confirm in writing.
Cancel your plan
Your monitoring account is yours. Cancelling it with the service ends the connection. If you pay for the plan, cancel it with the service to stop renewals.
Withdraw your permission
At any time. Withdrawing stops new imports; it does not delete what we already hold, which we delete when the period in your permission ends, or after a decline.
Connect your credit comes after your application. Next comes a free consultation about what the report shows. No fee. No purchase required. Not credit repair.
Join the interest list first, then connect
We send the written permission and the partner link after we read your answers and enrollment opens.
Status. Interest list only. Enrollment and credit applications are closed. The proposed program is under legal review and may change or may not launch.
- The lender can hold you personally liable for the debt. Read the risks
- BCP charges no enrollment fee. Possible costs, such as a credit monitoring plan or your own attorney, are disclosed before you incur them. Costs and who pays
- Read the draft agreement terms